A Black Online Entrepreneur's Web Guide:
50 Networking Websites for Black Women
On Sale: Only $7.95
This is a great resource for Black Women entrepreneurs, professionals and business owners. It includes a complete listing of 50 of the best networking websites for Black Women, Black Work at Home Moms, and Black Entrepreneurs in general.
http://store.payloadz.com/go?id=43200
Great Post:
TheStreet.com
10 Reasons You Aren't Rich
Thursday March 22, 11:30 am ET
ByJeffrey Strain, Special to TheStreet.com
The reason why you aren't a millionaire (or on your way to becoming one) is really quite simple. You probably assume it's because you aren't earning enough money, but the truth is that for most people, whether or not you become a millionaire has very little to do with the amount of money you make. It's the way that you treat money in your daily life.
Here are 10 possible reasons you aren't a millionaire:
1. You Care What Your Neighbors Think: If you're competing against them and their material possessions, you're wasting your hard-earned money on toys to impress them instead of building your wealth.
2. You Aren't Patient: Until the era of credit cards, it was difficult to spend more than you had. That is not the case today. If you have credit card debt because you couldn't wait until you had enough money to purchase something in cash, you are making others wealthy while keeping yourself in debt.
3. You Have Bad Habits: Whether it's smoking, drinking, gambling or some other bad habit, the habit is using up a lot of money that could go toward building wealth. Most people don't realize that the cost of their bad habits extends far beyond the immediate cost. Take smoking, for example: It costs a lot more than the pack of cigarettes purchased. It also negatively affects your wealth in the form of higher insurance rates and decreased value of your home.
4. You Have No Goals: It's difficult to build wealth if you haven't taken the time to know what you want. If you haven't set wealth goals, you aren't likely to attain them. You need to do more than state, "I want to be a millionaire." You need to take the time to set saving and investing goals on a yearly basis and come up with a plan for how to achieve those goals.
5. You Haven't Prepared: Bad things happen to the best of people from time to time, and if you haven't prepared for such a thing to happen to you through insurance, any wealth that you might have built can be gone in an instant.
6. You Try to Make a Quick Buck: For the vast majority of us, wealth doesn't come instantly. You may believe that people winning the lottery are a dime a dozen, but the truth is you're far more likely to get struck by lightning than win the lottery. This desire to get rich quickly likely extends into the way you invest, with similar results.
7. You Rely on Others to Take Care of Your Money: You believe that others have more knowledge about money matters, and you rely exclusively on their judgment when deciding where you should invest your money. Unfortunately, most people want to make money themselves, and this is their primary objective when they tell you how to invest your money. Listen to other people's advice to get new ideas, but in the end you should know enough to make your own investing decisions.
8. You Invest in Things You Don't Understand: Your hear that Bob has made a lot of money doing it, and you want to get in on the gravy train. If Bob really did make money, he did so because he understood how the investment worked. Throwing in your money because someone else has made money without fully understanding how the investment works will keep you from being wealthy.
9. You're Financially Afraid: You are so scared of risk that you keep all your money in a savings account that is actually losing money when inflation is put into the equation, yet you refuse to move it to a place where higher rates of return are possible because you're afraid that you will lose money.
10. You Ignore Your Finances: You take the attitude that if you make enough, the finances will take care of themselves. If you currently have debt, it will somehow resolve itself in the future. Unfortunately, it takes planning to become wealthy. It doesn't magically happen to the vast majority of people.
In reality, it is probably not just one of the above bad habits that has kept you from becoming a millionaire, but a combination of a few of them. Take a hard look at the list, and do some reflecting. If you want to be a millionaire, it's well within your power, but you'll have to face the issues that are currently keeping you from creating that wealth before you will have a chance to call yourself one.
Build Your Black Business Online
From time to time I get emails from other Black Entrepreneurs who are interested in networking. Usually we talk abit, exchange links and then the connection fizzles, which is very disappointing. In an effort to build stronger networks online, I decided to sit myself down and really think about what it really means to network online? I came up with the following ideas, tell me what you think.
Networking Online Can Be Achieved in the following ways for various reasons:
1. Meeting New People (by joining newsgroups, forums, or eCommunities)
2. Exchanging Event Invitations (via groups or email)
3. Sharing Ideas and Information (via blogs, groups, or business communities)
4. Self Promotion (through advertising, link exchanges, or article submissions)
5. Generating Icome (by successfully bringing in new clients or through affiliate programs)
I really want to work on developing this concept of online Networking as it makes no sense to meet new people if you have no idea what to say or how to effectively network with them. Let me know what networking techniques work for you...
lhenry
Something for Black Women Who Like To Network...
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About the Book:
This is a great resource for Black entrepreneurs and business owners. It includes the complete collection of Black Online Entrepreneur Web Guides. The chapters include: African American Online Networking, Write your way to Free Publicity, Black Business News in Print and Online, Afro SEO: Search Engine Optimization for Black Entrepreneurs, Black Sticky Content: Create a Site Worth Coming Back To, Clicks to Cash: Popular Affiliate Programs, Low Cost Ethnic Marketing and Advertising Portals, Selling African American Products Online, Resources for Black Business Women, Resources for Black Entrepreneurs and Black Business Owners
Mahogany Momma Web Guide #4
Black Work At Home Moms
From Black Mompreneur Newsgroups to Advertising Networks for Black Women, this issue includes a collection online and offline resources for African American women who would like to work from home.
About Mahogany Momma Web Guides
LaShanda Henry presents her original series of web guides for African American Moms / Mothers of Color. These intereactive e-books contain information about some of the best online AND offline content for Mahogany moms.
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